I’ve Got My Mind on My Money and My Money on My Mind

8 Sep

Lately I’ve had one big thing on my mind, the thing that makes the world go round. And that my friends, is moola, dolla dolla bills y’all, green, or as the general public calls it,  money.

In an ideal world, money WOULD grow on trees. But alas, for those of struggling through the beginning phases of our careers, this is nothing but a far away dream. Since I entered the workforce, I have to admit that I haven’t thought much about saving my money. My thought process was to enjoy the regular paycheck for the first little while and then think about saving later. Well, later has come and now I am kicking myself for putting saving my money off as long as I have. As I’m facing the second half of my twenties the realization has hit me that in the next few years, I’m going to want to live in a house and after that, start having a family. And in between ALL of those huge things, I want to enjoy the small things in life; dinner parties with friends, new clothes and a chance to go on vacation at least once a year.

In all honesty, my salary isn’t high and it most certainly isn’t enough to indulge my not so frugal tastes so I started thinking, how can I be proactive about saving? This is what I’ve come up with:

1. Bring my lunch to work and cook every day of the week, with the exception of 1-2 weekend meals. This means that after a long day of work, I will no longer pick up sushi but will suck it up and spend 20 minutes whipping up a basic meal. This plan also comes along with a lot of preparation but as long as I stay on top of my groceries, this is achievable.

2. Work part-time when I can. When I was in school I worked for catering companies, serving at events. This is a flexible job and I am going to have to suck it up and start picking up some shifts when I can. It will be exhausting but worth it in the long run.

3.  Do something part time that will help advance me in my career. This is something that I am starting up and which I can’t reveal too much about at this point in time but I’m very excited about it’s potential, both financially and professionally.

These are just the first three steps which will hopefully pay off soon! And if it does, who knows, maybe I’ll be looking like this soon…

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